March 9, 2024
Visa: The Story of the World's Most Profitable Company
With a 51% net margin, Visa grew from Bank of America's troubled 1958 BankAmericard experiment into a global payments gi
February 16, 2024
Xendit: The Fintech Journey in Southeast Asia
Founded in 2016 by Moses Lo and Tessa Wijaya, Xendit pivoted from a Venmo-style app to a B2B payment system, growing pas
February 9, 2024
Apple Pay: The Magic Behind Tap and Go Payments
How Apple Pay uses NFC and tokenization to make payments faster and more secure than traditional credit cards, and where
November 11, 2023
Mastercard's Business Model and Meteoric Rise
Acting as the toll booth of payments, Mastercard earned 64% of 2022 revenue from transaction fees without issuing credit