#fintech

PayPal faces 1.3-star ratings, a 73% stock crash since 2021, criticized customer service, and weak fraud protection as c

WeChat blends social, payments, and services into one app in China, but US privacy concerns and public hesitance keep Am

With a 51% net margin, Visa grew from Bank of America's troubled 1958 BankAmericard experiment into a global payments gi

Founded in 2016 by Moses Lo and Tessa Wijaya, Xendit pivoted from a Venmo-style app to a B2B payment system, growing pas

Understand China's tech rise through Tencent's WeChat superapp and fintech revolution to balance the threats and opportu

How Apple Pay uses NFC and tokenization to make payments faster and more secure than traditional credit cards, and where

SWIFT links 11,000 banks across 200 countries, but blockchain threatens to disrupt the decades-old messaging system unde

Startups PayActiv and Salary Finance use a 'salary link' to give workers earned-wage access, easing the financial stress

Robinhood's zero-fee, gamified app democratized investing, but confetti and controversy raised ethical questions about t

Founded in 2014, Afterpay lets users split purchases into interest-free installments, winning over millennials wary of c

Only 3% of U.S. cards are contactless versus 64% in the U.K. and 96% in South Korea. Market structure and transit drive

From a self-taught teen coder to a Rice CS and economics grad, Brian Armstrong built Coinbase into a leading crypto brok

Acquired by eBay for $1.5B, PayPal was both stabilized and stunted until its 2015 spin-off, but now faces fierce rivals

Launched in 2017 by seven major banks, Zelle keeps customers inside the banking ecosystem with free instant transfers, o

PayPal's post-pandemic slowdown traces to the end of its eBay partnership and rising competition from big tech and banks

Acting as the toll booth of payments, Mastercard earned 64% of 2022 revenue from transaction fees without issuing credit

Through its 'third place' concept, the Frappuccino Effect on property prices, and a Starbucks Card holding billions, the

From 10 employees in 2012 to a regional giant, Grab disrupted ride-hailing with motorbike sharing and expanded into fina

Once worth $28 billion and bigger than Deutsche Bank, Wirecard collapsed into insolvency in 2020 after $2 billion in sup

WeChat and Alipay made super apps dominant in Asia while the West lagged. Why Elon Musk's plan to turn Twitter into X is

Ant Group's micro-lending platform Huabei drives 40% of revenue using over 100 partner banks, a model that derailed its

From a missed $2,000 glassblowing sale, Jim McKelvey and Jack Dorsey built Square's card reader and Cash App to bank the

America's reward-driven credit cards, India's non-profit UPI, and China's closed networks reveal competing visions for g