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Fintech

50 ARTICLES

Payments, banking, crypto, and lending — the technology rewiring how money moves.

June 4, 2025
How Tokenization Could Transform the $52T Real Estate Market
Blockchain tokenization lets people invest in U.S. real estate for as little as $50, with DAOs governing properties and
May 8, 2025
How the 2024 Bitcoin Halving Will Shake Up the Crypto Market
The 2024 Bitcoin halving cuts miner rewards in half; past halvings preceded rallies of 93x, 30x and 8x in a now more mat
April 4, 2025
What Happens When All 21 Million Bitcoin Are Mined by 2140?
Once all 21 million bitcoins are mined around 2140, miners will rely on transaction fees instead of block rewards to kee
February 10, 2025
Bitcoin Halving: What It Means for Crypto
Every four years, Bitcoin's mining reward halves, cutting new supply from 6.25 to 3.125 coins and capping total bitcoins
January 6, 2025
How Bitcoin's Halving Could Boost the AI Business
Bitcoin's roughly four-year halving cuts mining rewards in half, pressuring miners to pivot their data centers and hardw
December 16, 2024
Bitcoin's Record Highs: What's Different This Time
Bitcoin's 2024 rally rides settled inflation, AI-driven markets, and a Dow above 40,000, a more stable backdrop than the
October 3, 2024
Why PayPal Is Dying: The Decline of a Fintech Giant
PayPal faces 1.3-star ratings, a 73% stock crash since 2021, criticized customer service, and weak fraud protection as c
September 2, 2024
TikTok: Super App or Supernova?
With over 2 billion downloads and a billion daily users, TikTok's AI-driven feed and ad monetization redefine social med
August 20, 2024
The Elusive American Super App: A Dream Deferred
WeChat blends social, payments, and services into one app in China, but US privacy concerns and public hesitance keep Am
April 14, 2024
Modern Fraud Strategies: From Odometer Scams to Card Fraud
Odometer fraud costs Americans over $1 billion yearly and card fraud nears $11 billion; blockchain and digital tools can
April 11, 2024
Secrets Behind Bitcoin's Genesis Block and Its Hidden Message
The 2009 Bitcoin Genesis Block embedded a Times headline about bank bailouts, signaling its purpose as an alternative to
March 15, 2024
Satoshi Nakamoto and Bitcoin's Untouched Billion-Dollar Fortune
Bitcoin's anonymous creator mined the genesis block in 2009 and amassed a fortune that remains untouched, fueling enduri
March 15, 2024
The Bitcoin ATM Boom: Innovation Meets Risk
US Bitcoin ATMs surged past 34,000 units by 2022, expanding crypto access for the underbanked while fueling fraud and re
March 11, 2024
The Rise and Fall of Sam Bankman-Fried in Crypto
Once the richest person under 30 and crypto's humble philanthropist, FTX founder Sam Bankman-Fried saw his fortune colla
March 9, 2024
Visa: The Story of the World's Most Profitable Company
With a 51% net margin, Visa grew from Bank of America's troubled 1958 BankAmericard experiment into a global payments gi
March 6, 2024
The Fall of FTX: A Cautionary Tale for Crypto Investors
How a $32 billion crypto exchange collapsed into bankruptcy, the FTT token red flags, Alameda Research, and the ripple e
February 28, 2024
Crypto Insights: Going Infinite and Number Go Up
Michael Lewis's Going Infinite and Zeke Faux's Number Go Up offer contrasting portraits of crypto, from SBF's psyche to
February 24, 2024
Binance's Journey Through Crypto's Regulatory Labyrinth
After FTX's collapse, Changpeng Zhao's Binance handles 40-50% of global crypto trading volume while navigating intensify
February 16, 2024
Xendit: The Fintech Journey in Southeast Asia
Founded in 2016 by Moses Lo and Tessa Wijaya, Xendit pivoted from a Venmo-style app to a B2B payment system, growing pas
February 2, 2024
How Credit Card Companies Use Big Data to Detect Fraud
Visa and Mastercard mine spending patterns, location, and machine learning to flag anomalies like small test purchases t
January 28, 2024
SWIFT vs. Blockchain: The Future of Cross-Border Payments
SWIFT links 11,000 banks across 200 countries, but blockchain threatens to disrupt the decades-old messaging system unde
January 25, 2024
How Fintech Is Revolutionizing Paydays for Low-Income Workers
Startups PayActiv and Salary Finance use a 'salary link' to give workers earned-wage access, easing the financial stress
January 25, 2024
Peter Thiel: The Maverick Mind Behind PayPal and Beyond
From a nomadic childhood and Stanford contrarianism to PayPal and venture investing, Peter Thiel built a fortune on chal
January 25, 2024
The Enigmatic Creator of Bitcoin: Unraveling the Mystery
Satoshi Nakamoto's anonymity is core to Bitcoin's decentralization, as theories from Dorian Nakamoto to others fail to c